Read Our Brochure on Financing Highlights and Eligible Equipment and Upgrades

The Financing
You Need

for the Growth
You Have in Mind

Your Dedicated Partner
in Starting a Hotel or Motel Business

Nationwide USA B&I Financing

Preferred Capital is a nationwide USDA Business & Industry (B&I) lender with an in-depth knowledge of the USDA loan program. USDA loans are a high priority for us and we are committed to USDA lending, which promotes economic opportunities in rural communities.

The USDA Business and Industry (B&I) offers businesses to opportunity to help create and maintain employment and improve the economic and environmental climate in rural communities. USDA loans offer stability, growth, expansion and employment.



Loan Amounts

$1 million to $20 million or more

Loan Uses

Business & Industrial projects, Acquisitions, Refinancing, Construction, Modernization, Expansion, and the purchase of Equipment, Machinery & Supplies

Loan Terms

Longer repayment terms - Up to 30 years with no balloons - Loans are fully amortizing


Low, competitive interest rates


Higher loan-to-value than conventional loans


A minimum of 10% tangible balance sheet equity (20% for new businesses)


Any legal entity including individuals, public, and private organizations located in a rural community as defined by the USDA Mapping Program